Sponsors (41)
The bill expands a free, accessible, government-run tax filing option that could lower costs and improve access for many taxpayers but increases federal costs, privacy/security risks, legal disruption to private vendors, and faces implementation and rollout challenges.
Most taxpayers (including low- and middle-income filers) will have a free, federally run online option to prepare and file individual income tax returns using pre-filled IRS data if they choose.
People with disabilities, non-English speakers, and mobile users will get an accessible, plain-language, multi-language, Section 508-conforming filing option that improves usability and inclusion.
The Treasury cannot be contractually barred from offering tax-preparation and filing services, increasing the government's ability to provide free/low-cost filing options and bolstering program independence and accountability.
All taxpayers face increased privacy and security risk from collecting and pre-filling returns with IRS records unless robust technical safeguards and funding are put in place.
Taxpayers remain fully legally liable for the accuracy of returns prepared or submitted using the government tool, so errors could still lead to penalties or audits.
Developing, operating, and maintaining a federal tax-preparation and filing system will require federal funding and IRS resources, potentially increasing government spending or diverting IRS capacity from other services.
Based on analysis of 6 sections of legislative text.
Creates a free federal online system to prepare and file individual income tax returns, bars Treasury agreements that limit providing such services, and requires reporting and eligibility targets.
Introduced February 26, 2026 by Elizabeth Warren · Last progress February 26, 2026
Creates a federally run, online tax preparation and filing program that lets individuals prepare and file their federal individual income tax returns using a free, government-operated website. It also bars the Treasury Secretary (or delegate) from entering into agreements that limit or restrict the Department from providing tax preparation, software, or filing services and voids certain existing agreements shortly after enactment. The measure requires the online program to use IRS records to prefill returns at the taxpayer's election, provide interview-style, plain-language and multi-language filing, meet accessibility standards, be mobile-accessible, and offer integrated customer support; it sets eligibility and reporting targets and requires the IRS to promote and report on program usage and barriers, with some deadlines tied to 2027 and tax years beginning after 2027.