EACH Act of 2025

This bill would make abortion care part of health coverage, no matter your income or insurance. It requires federal health programs and plans to cover abortion services, and it tells federal facilities and contracted facilities to provide access to that care for people eligible to receive treatment there. It also blocks the federal government from letting states or private insurers limit abortion coverage in health plans. Together, these steps aim to remove cost and insurance barriers that keep many people—especially those with low incomes, young people, and people of color—from getting care. The bill says these limits have caused harm and widened poverty and inequality.

The bill would also erase earlier rules that separated abortion coverage from other health coverage in marketplace and multi-state plans, and it would override any conflicting federal laws. It states that it is not subject to the Religious Freedom Restoration Act.

• Who is affected: People in federal health programs and plans, people who use federal health facilities or contracted facilities, and people with private insurance, since federal limits on abortion coverage would be barred.
• What changes: Federal programs must cover abortion services; federal providers must ensure access; federal law may not be used to restrict private plan coverage; prior federal limits in the Affordable Care Act are repealed.
• When: The text provided does not state an effective date.

Why it matters day to day: Many people on Medicaid and other federal programs face coverage bans today, and some states and private markets also restrict coverage; this bill seeks to end those limits so cost or insurance type does not block care.