ROAD to Housing Act of 2025

Makes a broad set of changes to federal housing policy to boost supply, strengthen counseling, help convert vacant commercial space to homes, support manufactured housing, improve disaster recovery, revise homelessness and Moving-to-Work rules, and expand oversight and coordination across HUD, USDA, and VA. It creates new grant and pilot programs (including a community housing supply grant and a commercial-to-housing pilot), requires state certifications for manufactured-home treatment, funds an escrow pilot to smooth rent increases tied to earned income, and adds many reporting, audit, and GAO-study requirements.

Direct outcomes include new funding lines (notably $200 million per year for a community housing supply grant program for FY2027–2031), expanded counselor certification and foreclosure-mitigation rules, standardized HUD guidance for zoning updates, enhanced veterans’ housing rules and mortgage-application disclosures, and a permanent HUD office for disaster management and resiliency. The bill also tightens appraisal oversight, data sharing, and interagency coordination while phasing multiple pilots and demonstration projects over the late 2020s.