Adoption Tax Credit Refundability Act of 2025

This bill would change the federal tax code to make the adoption tax credit refundable. In plain terms, families who adopt a child could get the full value of the credit as money back, even if they owe little or no income tax. The goal is to help more families cover the costs of adoption.

• Who is affected: People who adopt children
• What changes: The adoption tax credit becomes refundable, so families can receive the credit as a refund if it’s larger than their taxes.