Summary

Prohibits predispute arbitration clauses that force future employment, consumer, antitrust, or civil‑rights claims into private arbitration and bans contract terms or practices that block people, workers, or small businesses from taking part in class, collective, or joint actions. Amends Title 9 of the U.S. Code to add a new chapter implementing that prohibition and makes technical updates to existing arbitration text. The law takes effect on the date of enactment and applies only to disputes or claims that arise or accrue on or after that date.

• Bans predispute arbitration clauses that force employment, consumer, antitrust, or civil‑rights claims into private arbitration.
• Outlaws contractual terms and business practices that stop people, workers, or small businesses from joining class, collective, or joint actions.
• Adds a new chapter to Title 9 of the U.S. Code and updates cross‑references and the Title 9 chapter list.
• Takes effect on the date of enactment and applies only to disputes that arise or accrue on or after that date.
• Aims to restore access to courts for collective and class claims in the covered subject areas.
• Primarily affects private contracts and dispute‑resolution procedures rather than creating new federal programs or spending.
• Likely reduces the enforceability of mandatory arbitration in future contracts, shifting certain disputes back into the court system.
• Does not retroactively reopen disputes that arose before enactment.