No Taxpayer Funding for Abortion and Abortion Insurance Full Disclosure Act of 2025

This bill would make a single, permanent rule: federal money could not pay for abortions or for health plans that include abortion coverage. It would also ban abortions in federal hospitals and by federal employees. There are exceptions for pregnancies caused by rape or incest, or when a doctor says the woman’s life is in danger. People and insurers could still buy or offer separate abortion coverage, but only with non-federal dollars; this also applies to the District of Columbia’s budget. Treating complications from an abortion would still be allowed, and other existing federal limits would stay in place .

Under the Affordable Care Act, federal premium help (tax credits) and cost-sharing help could not be used for any plan that covers abortion, and the small business health tax credit would not apply to plans that include abortion coverage. Multi-state plans on the exchanges would have to follow the same federal funding limits. Health plans would also have to clearly tell people if they cover abortion and show any added surcharge separately. Most ACA-related changes would start with plan years beginning after December 31, 2025; the new notice rules would take effect 30 days after the bill becomes law .

• Who is affected: People using ACA premium help, small employers seeking the small business health tax credit, federal facilities and employees, and residents of D.C. .
• What changes: No federal money for abortions or for plans that include them; federal facilities cannot provide abortions; separate, non-federally funded coverage is allowed; plans must disclose abortion coverage and any surcharge .
• When: Most insurance funding limits apply to plan years starting after December 31, 2025; the notice and disclosure rules apply 30 days after enactment.