To direct the Secretary of Housing and Urban Development and the Director of the Bureau of the Census to conduct a study and submit a report about how Federal agencies identify and record cases of housing loss in the United States, and for other purposes.

This bill tells the Department of Housing and Urban Development and the U.S. Census Bureau to study how the federal government tracks people losing their homes, and to deliver a report within six months after the bill becomes law. The study must define all the ways people lose housing since January 1, 2022; find which types are most common; list the federal data sets used to track these losses; explain how often they’re updated, how they’re shared, how specific they are (people or households), where the data come from, and how accurate they are; and recommend how to improve tracking, including adding or combining data sets and what resources or legal authority might be needed. The agencies must consult with the Consumer Financial Protection Bureau, the Federal Housing Finance Agency, and the Under Secretary for Economic Affairs at the Department of Commerce. “Housing loss” includes court-ordered evictions, informal evictions under landlord pressure, foreclosures from missed mortgage or tax payments, and displacement from natural disasters.

Key points:

• Who is affected: Federal housing and data agencies; renters and homeowners at risk of losing housing.
• What changes: A one-time study and report to improve how housing loss is counted and understood, which could lead to better information for future policy.
• When: Report due within six months after the bill becomes law.