Stop the Wait Act of 2025

This bill shortens and then ends the wait to start Social Security Disability Insurance (SSDI) payments. Today, most people approved for SSDI must wait five months before benefits begin. The bill phases that down and ends the wait completely in 2030 .

• SSDI waiting period:
  • 2025–2027: 3 months
  • 2028: 2 months
  • 2029: 1 month
  • 2030 and after: no wait

It also cuts the 24‑month wait for Medicare for some people under 65 with disabilities who can’t afford health insurance. If the cheapest coverage would cost more than 8.5% of their household income, they can get Medicare right away, and it can be backdated to the first month they qualified for disability benefits. There’s also a special sign‑up window for people already in the waiting period when the law takes effect .