Track bills, resolutions, and amendments moving through Congress
Skills-Based Federal Contracting Act of 2025
The bill reduces arbitrary degree barriers and increases procurement oversight—potentially widening bidder pools and lowering costs—at the cost of extra administrative burden, transitional uncertainty, and possible constraints on requiring specialized academic credentials for technical roles.
Ensuring Federal Purchasing Efficiency Act
The bill creates useful predictability for agencies and businesses by fixing a regular three‑year schedule for acquisition threshold updates starting in 2028, but it reduces flexibility to respond quickly when economic conditions demand faster adjustments, risking misaligned procurement and higher costs.
FIT Procurement Act
The bill modernizes federal ICT procurement — expanding small-business access, speeding purchases, and upskilling the acquisition workforce — but does so with higher thresholds, ambiguous drafting, and implementation choices that could reduce oversight, raise compliance costs, and leave reforms underfunded unless appropriations follow.
Common Cents Act
The bill seeks to streamline coinage and cash handling—speeding checkouts, protecting merchants, and reducing minting complexity—while requiring planning and oversight, but it shifts small costs and legal risks onto cash-reliant consumers, businesses adapting equipment, and agencies managing the transition.
Small Business Technological Advancement Act
The bill lets small businesses use SBA 7(a) loans to finance software and AI tools—boosting access to digital capabilities and efficiency—while increasing federal lending exposure, the risk of loans being used for recurring non-capital expenses, and potential workforce disruption from automation.
Small Business Lending Fraud Prevention Act
The bill strengthens conflict-of-interest safeguards and accountability for SBA lending, improving trust and protection for borrowers and taxpayers, but imposes new administrative and compliance burdens that may slow loan processing and raise agency costs.
Main Street Competes Act
The bill strengthens protections and transparency for small businesses and could boost competition for consumers, but it increases demands on federal agencies and raises costs and risks for some businesses and investigations.
SBA Artificial Intelligence Utilization Act of 2026
The bill increases transparency and congressional oversight of SBA AI/ML use and protects human involvement in decisions, but does so at the cost of added administrative burden for the SBA and some risk that disclosures could reveal sensitive procurement or system details.
Small Business Cybersecurity Assistance Evaluation Act of 2026
The bill directs GAO to identify Federal cybersecurity help and financing gaps for small businesses—improving information for owners and policymakers—while simultaneously prohibiting new appropriations, meaning it informs but does not by itself fund or deliver remedies.
Oversight and Transparency for Small Business Certifications Act of 2026
The bill increases transparency and oversight of small-business certification outcomes—helping disadvantaged firms and public accountability—while creating extra reporting work for the SBA that could slow certification processing if not resourced.
COVID Fraud Transparency Act of 2026
The bill would increase transparency and give Congress tools to detect and deter COVID-era SBA loan fraud—potentially protecting legitimate small businesses—but it creates privacy and resource burdens and may be undercut or blocked in practice because the Act is barred from receiving funding, meaning its intended oversight may not be implemented.
Native American Entrepreneurial Opportunity Act
The bill channels targeted SBA funding, culturally tailored assistance, and formal consultation to strengthen Tribal small businesses, at the cost of new federal spending, potential resource trade-offs for other small businesses, and a time-limited (7-year) program that creates future uncertainty.
DLARA
The bill substantially increases transparency, forecasting, and congressional visibility into SBA disaster loan costs—helping taxpayers, lawmakers, and small businesses plan and oversee funding—at the cost of added administrative burdens on the SBA, potential delays or reduced flexibility in program delivery, and a risk of increased near‑term federal spending.
Federal Program Integrity and Fraud Prevention Act of 2026
The bill strengthens protection of federal funds and contractor accountability by imposing a three-year bar on certain convicted individuals, but it may hurt small businesses, add administrative burdens, and impede rehabilitation or produce uneven enforcement.
Investing in All of America Act of 2025
The bill expands private-capital deployment to targeted small businesses by increasing SBIC leverage exclusions and caps and clarifying rules, but it reduces the ability to count public funds as private capital—weakening public leverage—and limits both the scope and immediacy of benefits for some firms.
Expanding the Surety Bond Program Act of 2025
The bill expands access to larger surety guarantees for small businesses and adds transparency and spending limits intended to preserve fund resources, but it also introduces rules and funding mechanics that could temporarily reduce guarantee sizes, constrain program operations, or deplete the revolving fund, trading immediate expansion for tighter fiscal controls and oversight.
SBA Fraud Enforcement Extension Act
The bill extends enforcement windows to 10 years—improving the government's ability to recover pandemic-relief fraud and clarifying timeliness for some claimants, at the cost of prolonged liability and higher defense and administrative burdens for small businesses and government.
New Opportunities for Business Ownership and Self-Sufficiency Act
The bill expands and standardizes access to entrepreneurial support for unemployed people and strengthens oversight, but increases administrative requirements and could raise program costs and eligibility uncertainty that may burden taxpayers, employers, and state agencies.
Small Business Innovation and Economic Security Act
The bill extends and beefs up SBIR/STTR commercialization support, procurement speed, and national‑security vetting—helping many small innovators scale—while increasing program costs, administrative burdens, and risks to competition, transparency, and privacy for some firms and taxpayers.
504 Program Risk Oversight Act
The bill increases transparency and targeted risk mitigation for SBA Title V lending—helping policymakers, investors, and vulnerable small businesses—while raising risks of market overreaction, higher administrative costs, and potential reputational or enforcement consequences for lending partners.
AI–WISE Act
The bill gives small businesses timely, free AI training and risk guidance but does so with limited transparency and no guaranteed new funding, risking underfunded implementation and potential bias in materials.
AI for Main Street Act
The bill offers SBA-led AI guidance, training, and a statutory definition to help small businesses adopt AI while forbidding new funding—trading potentially useful, clearer support for implementation risks from under-resourcing, uneven reach, and outdated advice.
Main Street Parity Act
The bill streamlines and clarifies SBA-related regulations for small businesses by narrowing a cross-reference, but that simplification risks removing protections and creating gaps or legal uncertainty for firms and the agency.
Northern Mariana Islands Small Business Access Act
The bill extends SBA microloan eligibility and clarifies statutory language to benefit CNMI small businesses and reduce administrative ambiguity, while creating modest additional program costs and a risk that the clarified wording could be interpreted more narrowly and exclude some applicants.
Haiti Economic Lift Program Extension Act
The bill lowers costs and increases predictability for importers and retailers—including retroactive refunds—while trading off increased competition for U.S. apparel producers, reduced customs revenue/near-term federal outlays, and added compliance and oversight challenges.
Incentivizing New Ventures and Economic Strength Through Capital Formation Act of 2025
This bill aims to ease capital formation and expand modernized access to private markets (including by creating an exam pathway and streamlining filings) while trading off stronger investor protections, transparency, and SEC oversight — shifting more due diligence risk onto investors and advantaging better‑resourced market participants.
DUMP Red Tape Act
The bill creates a centralized, transparent channel for small businesses to report regulatory burdens and produce targeted analyses, but it does not itself change rules and could impose administrative costs and privacy risks.
Small Business Regulatory Reduction Act of 2025
The bill trades lower regulatory costs, clearer reporting, and a common small-business definition for increased risk that protections will be weakened or delayed, costs shifted to others, implementation will be underfunded, and new administrative and legal burdens will arise.
Improving Capital Allocation for Newcomers Act of 2025
The bill makes it easier for smaller and newer funds to raise capital and clarifies thresholds (potentially expanding funding to startups and veterans) at the cost of reduced investor protections and increased risk and uncertainty from lighter oversight and delayed study-driven adjustments.
Developing and Empowering our Aspiring Leaders Act of 2025
The bill clarifies which secondary and fund investments count as qualifying VC investments and reduces regulatory uncertainty for fund managers, but it also imposes ownership limits and additional compliance/valuation requirements that may constrain fund flexibility and reduce capital available to some startups while raising costs.
